At the peak of the pandemic, Sheryl Tan* found her life falling apart. Her taxi driver husband’s income was hard hit by Covid-19, and the couple was chalking up debt to fund their three children through school.
Sheryl scrimped and saved while working as a kitchen assistant to supplement the household income. But the family’s financial woes compounded when Sheryl’s husband was diagnosed with cancer in August 2020, robbing him of his ability to work.
At the same time, bitterness crept into Sheryl’s marriage due to her shouldering the lion’s share of parenting and household responsibilities. That led to frequent heated marital spats in the household. With her family’s finances in tatters and her marriage unravelling, Sheryl flirted with suicidal thoughts in between episodes of self-harm.
By the time Sheryl approached MWS Family Service Centre – Tampines (Tampines FSC), she was $13,000 deep in debt. Medical bills were stacking up on top of her children’s education expenses. The cracks of anxiety and stress were palpable on her face.

